Specialty Cannabis Insurance

Coverage that takes your crop as seriously as you do.

Specialty coverage for dispensaries, cultivators, manufacturers, and labs, from two brokers who answer their own phones.

Markets We Protect

Dispensary storefront with illuminated cannabis sign

Dispensaries

Cannabis plants growing in a greenhouse

Cultivators

Cannabis infused product on a wood surface

Manufacturers

Warehouse and operations environment

Wholesalers

Laboratory workspace for cannabis testing

Testing Labs

Delivery and logistics setting

Distributors

Commercial property exterior

Lessor's Risk

Cannabis lounge interior

Consumption Lounge

Smoke shop accessory display

Glass & Smoke Shops

Crowd gathered at a cannabis event

Cannabis Events

Coverage Architecture

Our Services

Core protection lines structured for cannabis operators who need clear coverage strategy, not generic placements.

Liability

  • General Liability
  • Professional Liability (E&O)
  • Cyber Liability

Property

  • Building coverage
  • Business Personal Property
  • Equipment Breakdown

Commercial Autos

  • Hired and Non-Owned Auto
  • Home Delivery
  • Single-unit and fleet vehicles

Additional Coverage Lines

  • Placement options shaped by underwriting
  • Coverage strategy matched to operations
  • Expandable service stack as risk grows

All policies remain subject to underwriting and final carrier eligibility, with recommendations built around your actual operation.

Who We Are

Built by cannabis people, for cannabis people.

As the cannabis industry grows across the nation, so does the need for coverage built around it. We are cannabis advocates with firsthand experience of the plant and its benefits, and we have watched this industry get underserved by generic business insurance for years.

With more than 20 years of combined experience, we work directly with the nation's leading cannabis insurance carriers to place comprehensive coverage tailored to each operation, from the storefront to the grow.

We believe in strong communication and attention to detail. Your operation gets our full attention, not a ticket number.

Real People, Real Answers

You get a person, not a call center.

Call Guardians of Ganja and you speak directly with Dalton or Jason. No transfers, no hold music, no waiting on a rep who has never touched the industry. Just two cannabis insurance specialists who pick up the phone.

Let’s talk about your coverage

Tell us where to reach you and a licensed cannabis broker will follow up with a clear, no-pressure look at your options.

No call centers. You deal directly with Dalton or Jason, from quote to claim.

Get a Quote